DEBTOR FINANCE – TRADE FINANCE
AUSTRALIA’S SOLUTIONS CENTRE
Access up to 90% of total invoice value
Limits from $250,000 up to $15,000,000
No real estate security required
Your facility can grow as your business grows
Debtor Finance sometimes known as invoice discounting, invoice trading, invoice funding, debt factoring, capital loan, cashflow finance, working capital finance and invoice factoring finance gives you the ability to access the business capital tied up in your invoices and may be all you need to smooth out your cash flow or help get your business moving again.
At the Business Loans Centre through our affiliated invoice financing companies we can assist you to improve your business cash flow requirements through a number of invoice funding options available Australia Wide. Debtor Finance advances up to 90% of the value of aged receivables in cash to the borrower, alleviating cashflow pressures and providing financial freedom for the business to grow.
Understand small business invoice factoring and the true value of debtor books allows our specialist financiers to tailor a capital loan solution that helps maximise your borrowing power, unlocking cash flow based on the value of your debtor book.
Debt factoring facilities are provided with total confidentiality and do not require bricks and mortar security.
You will have 100% of the supplier invoice paid, including GST or VAT.
120 day repayment terms (from date supplier invoice due), with customisable repayment structures to suit your cashflow.
Re-draw on facility in the same day that payment is received.
Pay More Suppliers
Pay both local and international suppliers, and have a flexible approach to supplier eligibility.
Access to Pay gate (Credit Card Gateway)
All trade finance customers gain access to a credit card gateway to pay suppliers (both locally and internationally) that do not ordinarily accept credit card payments.
Less Steps to Achieve Funding
To remit funds to a supplier all that is required is a copy of the supplier invoice. No requirement for the supplier to acknowledge the payment, or login to a portal to accept payment.
∼ Facility Limits to a % (up to 90% on residential and 80% on commercial) of the property being secured from $50,000 up –
∼ Term of 6 months – 3 years
∼ Balloon Payments of up to 50% of principal
∼ Interest only is acceptable for a portion of the term
∼ Able to scale to increase or decrease in line with business cash flow
∼ Only provided in conjunction with Trade and/or Debtor finance facilities
∼ Must be property security backed (first or second mortgages accepted)
Debtor Finance – Trade Finance The smarter way to finance your business!
To see how you can retrieve working capital so you can take advantage of business opportunities as they happen, contact us for a no-obligation analysis to accessing the hidden cash in your outstanding invoices.
Please send through your enquiries via this form.
Free Submission – NO credit check