UNSECURED BUSINESS FINANCE

UNSECURED BUSINESS FINANCE FAST – The alternative business funding option

Unsecured business finance is a simple and fast alternative way to access funding that doesn’t require you to put up any of your valuable assets as security or collateral. With unsecured business finance, you don’t have to worry about risking your family home or asset to fund your business working capital needs.

The financial position of your business and your employment track record are the only collateral and all the security that is needed. That way, you can access fast, simple, flexible unsecured business finance and take advantage of the business opportunities that come your way. 

Unsecured small business finance could be the perfect alternative cash flow injection option for your business. Whatever your business finance needs, talk to Business Loans Australia today.

FREE & SIMPLE ONLINE ENQUIRY FORM

FIND OUT HOW MUCH FUNDING YOU MAY BE APPROVED !

NO OBLIGATIONS TO BORROW

 

LET’S GET STARTED TODAY!

business loans australia unsecured business finance help centre

Our friendly team is available Mon-Fri 8.30am to 6pm. For support please call 02 95464918.

business loans australia unsecured business finance

No security required. No need to put your home on the line; all that is required is a director guarantee.

business loans australia unsecured business finance fast decisions

Unsecured Business Finance from $5k – $500k with terms from 3-12 months, for any business purpose.

business loans australia fast unsecured business finance funding

Approval is offered quickly with 95% of customers receiving funds within one business day.

OUR ONLINE ENQUIRY FORM WILL NOT IMPACT YOUR CREDIT SCORE

unsecured business finance questions and answers

8 Most Frequently Asked Questions & Answers for Unsecured Business Finance

 

Question: 1:   Tell me what is unsecured business finance?

Answer:  Unsecured business finance is an approved loan for business without the business owner needing to secure the loan by putting up any of his assets as security. Normal banks tend not to offer these as the low returns and higher risks involved for a bank don’t make it worthwhile for them to work in this space. Many small business owners find themselves having to use an asset to secure a loan with a traditional bank, or risk their business application being declined.

 

Question 2:  What do I need to supply you in order to get an unsecured business finance approval?

Answer:  This depends on the business loan amount you are applying for. For example;  If your loan application is less than $50,000 then all we required is 6 months business trading statements, Borrower I.D ( Drivers Licence).

If the unsecured business finance amount is greater than $50,000 then the only other additional information required to the above is 12 months financials for the business. That’s it…unsecured business finance approved fast and easy!

 

Question 3:  Do you do a check on my credit file?

Answer:  Not on the initial online enquiry application. However, a credit check will be completed once your application for a business finance has been qualified first by our credit analyst confirming you meet the conditions for a unsecured business finance approval.

 

Question 4:  How long does it take to receive approval and funding?

Answer:  Once all required documentation has been provided and our credit assessors have completed their assessment of your application, approval to settlement takes anywhere from 24 hrs to 48 hrs. Funds are deposited directly into your selected trading account the day your loan settles.

 

Question 5:  How long can I take unsecured business finance out for?

Answer:  Finance terms start from min 3 months up to 12 months with many borrowers rolling over their loans for additional amounts regularly before loan expiry.

 

Question 6:  What is the interest rate for unsecured business finance?

Answer:  Unsecured business finance rates can start from a low 0.85% per month up to 3% per month depending on your overall business and assessment risk. On average unsecured business finance rates are around 1.2% per month.

 

Question 7:  Is there any penalty for early repayment?

Answer:  There are no fees for early repayment and no balloon payment at the end of your loan. Your business loan application is totally transparent with the total amount due and the date of the final payment. Once you make the final payment your balance will be $0.

 

Question 8:  So how do the repayments work?

Answer:  It’s essential to offer you easy ways to pay back your unsecured business loan. To make sure you avoid missing repayments daily, weekly or fortnightly repayments ( which you decide) are automatically deducted from your nominated business loan account .

 

 

LET’S FIX YOUR BUSINESS CASHFLOW PROBLEMS TODAY!

 

Unsecured business finance, you can feel confident knowing

you have ongoing access to funds when you need it most.

Minimum Eligibility:

Turnover of at least $5,000 per month

ABN/ACN registered for at least 6 months